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| Share/Savings Accounts | | | | | Club Accounts | |
| | Christmas | .35% Div. Rate | .35% APY * | | $500 Minimum $99999999 Maximum $5.00 Early Withdrawl Fee | | | | | Share Accounts | |
| | Basic Savings | .35% Div. Rate | .35% APY * | | $500 Minimum $99999999 Maximum | | | | | Share Certificate Accounts | |
| | Share CD-6 Month | 1.00% Div. Rate | 1.00% APY * | | $1,000.00 Minimun | | Share CD-1 Year | 1.50% Div. Rate | 1.51% APY * | | $1,000.00 Minimun | | Share CD-2 Year | 1.75% Div. Rate | 1.76% APY * | | $1,000.00 Minimun | | 6 months | .25% Div. Rate | .25% APY * | | $500.00 Minimun | | 1 year | .50% Div. Rate | .50% APY * | | $500.00 Minimun | | 2 year | .75% Div. Rate | .75% APY * | | $500.00 Minimun | | |
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| Loan Accounts | | | | | Unsecured Loans (Signature) | |
| | Personal Loans | 16.00% APR | 30 Months | | | | | Share-Secured Loans | |
| | Share Covered | 6.75% APR | | | | | | Vehicle Loans | |
| | New Vehicles | 5.25% to 5.50% APR | 60 to 72 months | | Must borrow $20,000.00 to run for 72 months | | Used Vehicles | 7.50% to 10.00% APR | 36 to 48 Months | | Will loan up to NADA Guide Retail Value | | APR | | | BASED ON BEACON SCORE-PERCENTAGES MAY BE ADDED | | |
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| Fees & Disclosures | | | | | Loan Account Fees | |
| | Late Fee -10 Days Past Due | $15.00 | | Loan Extension Fee | $12.00 | | | | | Miscellaneous Fees | |
| | Deposited Item Return Fee | $30.00 | | Statement Copy Fee | $ 5.00 | | Inactive Account Fee | $ 5.00 | | Excessive Withdrawl Fee-after 3 withdrawals per month | $ 2.00 | | Tax Levy Fee | $50.00 | | Returned Mail Fee | $ 5.00 | | |
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Charlottesville, VA 22901 USA
